January 8

High Court in Málaga -Audiencia Provincial- annuls judgment of mortgage foreclosure due to deficiencies in the affidavit of account balance

Los procedimientos de ejecución hipotecaria requieren la aportación, con la demanda, de una liquidación de la deuda mediante documento fehaciente que exprese las operaciones de cálculo que arrojan como saldo la cantidad determinada por la que pide el despacho de la ejecución. Este documento se elabora ante notario y, a veces, los cálculos o los.

June 9

Overwhelming judgment against bank activity

Sevilla Appeal Court (Civil Division) handed out an overwhelming judgment against abusive bank activity. The judgment contains a declaration of nullity of a contract “swap” (called “Clip Bankinter”) and condemn the bank to refund the client in 52.000,00 € and pay all the costs. The AC judgment includes many interesting pronouncements as we summarize below:.